Chequing

Spend Well

It is best when the things you spend your money on, are things you truly value. To save money on your chequing account, choose the one that suits your spending habits best.

PERSONAL CHEQUING ACCOUNTS

Pay As You Go

If you don’t write many cheques or have multiple pre-authorized debits, this may be the account for you. It has no monthly fees and you only pay for what you use.


Features

  • No monthly fee
  • Pay per transaction
  • No interest
  • No minimum balance required
  • ding free® Canadian Credit Union ATM transactions
Interest Bearing

Keep a minimum monthly balance of $5,000 and this account will reward you with convenience. With chequing and savings in one interest bearing chequing account, there’s no need to move your money back and forth.


Features
Maintain a $5,000 monthly minimum balance and you get:

  • Tiered interest, calculated daily, paid monthly
  • No monthly fee
  • Unlimited transactions including cheques and Interac direct payment transactions
  • Unlimited internet or telephone banking
  • Unlimited e-transfers
  • ding free® Canadian credit union ATM transactions

Unlimited
If you use your MemberCard for coffee every day, or you write a lot of cheques you’ll probably want this account, with its fixed monthly fee.

Unlimited transactions include:

  • E-transfers
  • In-branch withdrawals, cheques & preauthorized debits
  • Interac debit payments
  • Bill payments – in-branch, internet or telephone banking
  • ding free® Canadian credit union ATM transactions
Electronic

Why pay for features you don’t use?

For members that prefer to do all of their banking digitally. This account saves you time, keeps everything at your fingertips and saves you money with this predictable monthly fee.


Unlimited transactions include:

  • Preauthorized withdrawals
  • Point of sale transactions
  • Online, mobile and telephone banking bill payments
  • ding free® Canadian credit union ATM transactions
  • E-statements
ATM service charges apply for non-credit union ATMs, US & International ATMs. See “Other ATMs” for details.
Golden Chequing
If you’re 59 and older and you want unlimited free transactions Golden Chequing is made for you. This account doesn’t pay interest, but it does save you time and money.

Features

  • No Monthly Fee
  • Unlimited free transactions*
  • Non-interest bearing

Unlimited transactions include:

  • Preauthorized withdrawals
  • Point of sale transactions
  • Online, mobile and telephone banking bill payments
  • ding free® Canadian credit union ATM transactions
  • E-statements
ATM service charges apply for non-credit union ATMs, US & International ATMs.
USD Account

Your money goes international.

With a USD chequing account there is no need to convert U.S. cheques or cash, just deposit them to your USD account. When you go to purchase from this account, you eliminate the need to buy U.S. Money Orders or Drafts, you can simply write a cheque.


Features

  • No monthly fee
  • Non-interest bearing
Dream One Account
This innovative way to manage your money could save you tens of thousands of dollars in interest, without increasing your monthly payments — and you could be debt-free years sooner.

ACCOUNT FEES AND DETAILS

Fees

  • .70 per cheque / pre-authorized debit
  • .50 per Interac direct payment
  • $1.00 per Interac e-Transfer
  • $1.50 in-branch bill payments
  • $0.50 online or telephone banking bill payments

Other ATMS

  • $1.50 per Canadian bank or other ATM transaction
  • $3.50 per US/International ATM transaction

Service Fees

If the monthly minimum balance is not maintained, the following service fees apply:
  • 0.70 per cheque / pre-authorized debit
  • 0.50 per Interac direct payment
  • $1.00 per Interac e-transfer
  • $1.50 in branch bill payment
  • $0.50 online or telephone banking

Other ATMS

  • $1.50 per Canadian bank or other ATM transaction
  • $3.50 per US / International ATM transaction

Service Fees

  • $15 per month

Other ATMS

  • $1.50 per Canadian bank or other ATM transaction
  • $3.50 per US / International ATM transaction

Service Fees

$9.95 / month
Includes 5 e-transfers/month, $1.00 per e-transfer after 5 free.

Because this is an electronic account, if you write cheques or bank in branch, the following fees will apply:

  • $0.70 per cheque/pre-authorized debit
  • $1.50 per in-branch bill payment

Other ATMS

  • $1.50 per Canadian bank or other ATM transaction
  • $3.50 per US / International ATM transaction

Service Fees

The standard cheque ordering fees apply.
5 free e-Transfers per month ($1.00 per e-transfer after 5 free)

Other ATMS

  • $1.50 per Canadian bank or other ATM transaction
  • $3.50 per US / International ATM transaction

Service Fees

  • No monthly fee
  • Non-interest bearing
  • $1.50  cheque/pre-authorized transactions

OPEN A CHEQUING OR SAVINGS ACCOUNT TODAY

Opening a new banking account at Fusion is quick and easy! Choose from a variety of options and find an account that suits your needs.

This website uses cookies to improve your user experience. By continuing to browse the site you are agreeing to our use of cookies.