Chequing
Spend Well
It is best when the things you spend your money on, are things you truly value. To save money on your chequing account, choose the one that suits your spending habits best.
PERSONAL CHEQUING ACCOUNTS
PERSONAL CHEQUING ACCOUNTS
Pay As You Go
If you don’t write many cheques or have multiple pre-authorized debits, this may be the account for you. It has no monthly fees and you only pay for what you use.
Features
- No monthly fee
- Pay per transaction
- No interest
- No minimum balance required
- ding free® Canadian Credit Union ATM transactions
Interest Bearing
Keep a minimum monthly balance of $5,000 and this account will reward you with convenience. With chequing and savings in one interest bearing chequing account, there’s no need to move your money back and forth.
Features
Maintain a $5,000 monthly minimum balance and you get:
- Tiered interest, calculated daily, paid monthly
- No monthly fee
- Unlimited transactions including cheques and Interac direct payment transactions
- Unlimited internet or telephone banking
- Unlimited e-transfers
- ding free® Canadian credit union ATM transactions
Unlimited
Unlimited transactions include:
- E-transfers
- In-branch withdrawals, cheques & preauthorized debits
- Interac debit payments
- Bill payments – in-branch, internet or telephone banking
- ding free® Canadian credit union ATM transactions
Electronic
Why pay for features you don’t use?
For members that prefer to do all of their banking digitally. This account saves you time, keeps everything at your fingertips and saves you money with this predictable monthly fee.
Unlimited transactions include:
- Preauthorized withdrawals
- Point of sale transactions
- Online, mobile and telephone banking bill payments
- ding free® Canadian credit union ATM transactions
- E-statements
ATM service charges apply for non-credit union ATMs, US & International ATMs. See “Other ATMs” for details.
Golden Chequing
Features
- No Monthly Fee
- Unlimited free transactions*
- Non-interest bearing
Unlimited transactions include:
- Preauthorized withdrawals
- Point of sale transactions
- Online, mobile and telephone banking bill payments
- ding free® Canadian credit union ATM transactions
- E-statements
ATM service charges apply for non-credit union ATMs, US & International ATMs.
USD Account
Your money goes international.
With a USD chequing account there is no need to convert U.S. cheques or cash, just deposit them to your USD account. When you go to purchase from this account, you eliminate the need to buy U.S. Money Orders or Drafts, you can simply write a cheque.
Features
- No monthly fee
- Non-interest bearing

Dream One Account
ACCOUNT FEES AND DETAILS
Fees
- .70 per cheque / pre-authorized debit
- .50 per Interac direct payment
- $1.00 per Interac e-Transfer
- $1.50 in-branch bill payments
- $0.50 online or telephone banking bill payments
Other ATMS
- $1.50 per Canadian bank or other ATM transaction
- $3.50 per US/International ATM transaction
Service Fees
- 0.70 per cheque / pre-authorized debit
- 0.50 per Interac direct payment
- $1.00 per Interac e-transfer
- $1.50 in branch bill payment
- $0.50 online or telephone banking
Other ATMS
- $1.50 per Canadian bank or other ATM transaction
- $3.50 per US / International ATM transaction
Service Fees
- $15 per month
Other ATMS
- $1.50 per Canadian bank or other ATM transaction
- $3.50 per US / International ATM transaction
Service Fees
$11.95 / month
Includes 5 e-transfers/month, $1.00 per e-transfer after 5 free.
Because this is an electronic account, if you write cheques or bank in branch, the following fees will apply:
- $0.70 per cheque/pre-authorized debit
- $1.50 per in-branch bill payment
Other ATMS
- $1.50 per Canadian bank or other ATM transaction
- $3.50 per US / International ATM transaction
Service Fees
5 free e-Transfers per month ($1.00 per e-transfer after 5 free)
Other ATMS
- $1.50 per Canadian bank or other ATM transaction
- $3.50 per US / International ATM transaction
Opening a new banking account at Fusion is quick and easy! Choose from a variety of options and find an account that suits your needs.