Member Notices
Canada Post has received strike notices from the Canadian Union of Postal Workers.  A strike could potentially start as early as May 23, 2025, unless an agreement is reached before that time.  Click here to learn what Fusion is doing to help members prepare for the strike.

New service fees will take effect July 1st.  Click here for more details.

Rates

 

Rates

Personal, Commercial and Ag Rates


Personal Interest Bearing Rates
$ 0 – 1,000 0.00%
$ 1000.01 – 5,000 0.05%
$ 5000.01 – 10,000 0.10%
$ 10,001.00 and over 0.20%



Commercial & Ag Interest Bearing 
Rates
$ 0 – 5,000 0.00%
$ 5000.01 – 30,000 0.05%
$ 30000.01 – 50,000 0.10%
$ 50,001.00 and over 0.20%




Personal, Commercial and Ag Savings

Savings Rate
Plan 24 0.20%
Agri-Invest Savings 1.80%

Investment Savings Rate
$ 0 – 5,000 1.00%
$ 5000.01 – 30,000 1.40%
$ 30000.01 – 50,000 1.55%
$ 50,001.00 – 100,000 1.70%
$ 100,001.00 and over 1.80%

Youth Accounts Rate
Fat Cat 0.30%
Headstart 0.30%
Campus 0.20%

GIC, RRSP, RRIF, TFSA, FHSA & Term Deposits
Variables, Redeemable and Non-redeemable terms.
Registered Products Rates*
Registered Variable Savings (RRSP/RRIF) 1.80%
TFSA Variable 1.80%
First Home Savings Account 1.80%
Future First RRSP/TFSA/FHSA 2.05%

Term Deposits - Non Redeemable Rates*
GIC/RRSP/RRIF/TFSA/FHSA
12 Months 3.50%
24 Months 3.40%
36 Months 3.35%
48 Months 3.35%
60 Months 3.40%
84 Months 3.25%

Term Deposits* (GIC) - Redeemable Rates*
12 Months 3.00%
24 Months 2.90%
36 Months 2.85%
48 Months 2.85%
60 Months 2.90%
84 Months 2.75%

*Penalty rate applies for early redemption







Personal Loans, Residential and Commercial Mortgages
Prime Rate A - 4.95%

Mortgage And Loan Specials Rates
Consumer Mortgage - 5 Year Fixed*
as low as
 3.74%
Consumer Loan - 5 Year Fixed 6.14%
Commercial - 10 year fixed rate
Contact branch for details
Agriculture - 10 year fixed rate
Contact branch for details
*Terms and conditions apply

Consumer Variable Rate Mortgages - OPEN Rates
1 Year 6.45%
5 Year 6.20%
Consumer Variable Rate Mortgages - CLOSED Rates
5 Year 4.60%



Residential Fixed Rate Mortgages Rates
1 year 5.09%
2 Year 4.79%
3 Year 4.25%
4 Year
4.10%
5 Year 3.99%

Agriculture Fixed Rate Mortgages Rates
1 Year 5.10%
2 Year
5.10%
3 Year 5.05%
4 Year 4.95%
5 Year
4.95%


Commercial Fixed Rate Mortgages Rates
1 Year 5.99%
2 Year 5.89%
3 Year 5.79%
4 Year
5.69%
5 Year 5.54%


U.S. Exchange Rates
Latest update: May 20th at 9:30 a.m.

Rates are updated Monday to Friday by 11:00 a.m.

 
 
Rates
Purchasing U.S. Funds
$0.00 – 4,999.99 1.4135
$5,000 – 25,000
1.4125
$25,000.01 and over Contact your branch
Selling U.S. Funds
$0.00 – 4,999.99 1.3735
$5,000 – 25,000 1.3745
$25,000.01 and over Contact your branch


*All rates are subject to change

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