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Paper or plastic? Every time you make a purchase, you're choosing from a wide range of payment methods. Cash, debit or credit? 

Even though each option represents a way to access basically the same thing (your money), it pays to be smart about when to use each payment type and understand the differences between them.

There are many perks of using a credit card, such as building your credit and for certain types of cards, earning rewards. But carrying a balance on your card can lead to an unhealthy relationship with your credit card.

Watch the video for some helpful tips on using your credit card responsibly!