Zero Percent Balance Transfer

Zero Percent Balance Transfer

Simplify your finances with zero percent interest on balance transfers to a Fusion Credit Card.1

Looking for a better way to manage your credit card debt, but find yourself getting hit with high interest payments every month?  Taking a break from interest rates could give you the room you need to get back on track with your financial goals.  Here's how you can benefit from our zero percent balance transfer offer:


  • Consolidate credit card balances onto one card, making it easier to manage payments.  

  • Reduce debt faster!  With a zero percent interest rate, more of your payment goes to reducing the principal amount, paying off outstanding balances much faster.

  • Save on interest payments!  Pay zero percent interest for the first 9 months when transferring existing card balances, reducing the overall amount that you pay on interest.

  • Improve your financial health.  Although a credit inquiry is required when applying for a new credit card, expediting the repayment of your debt can have a positive impact on your credit score in the long term. Balance transfers can assist in reducing your overall debt, subsequently increasing the available credit on your card. Both of these outcomes can be advantageous for your credit rating.


  • Eligible cards include: Centra Visa Gold*, Classic Mastercard**, Cash Back Mastercard**, Visa Infinite*, Cash Back Visa Infinite*, Low-Rate Business Mastercard**, No Fee Cash Back Business Mastercard**, and Visa Business Infinite*.


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1Terms and conditions apply.  A one-time, 2% fee on the amount of each balance transferred will be charged at the time the balance transfer transaction is booked.
*Trademark of Visa Int., used under license
**Mastercard, is a registered trademark of Mastercard International Incorporated
A one-time, 2% fee on the amount of each balance transfer will be charged at the time the balance transfer transaction is booked.

To receive the promotional 0% annual interest rate for balance transfers, a minimum transfer amount of $500 is required. Card holders can transfer as many balances as the credit card limit allows during the promotional period, as long as each transfer is $500 or more.

To view the full Terms & Conditions, click here 

How to Reduce Debt with a Balance Transfer


It’s important to determine whether a Balance Transfer is right for you by first assessing your debt, reviewing credit requirements, and understanding the terms of a balance transfer. You can visit your local Fusion branch for advice.
Determine the monthly payment you’re able to make and how many months it will take to pay off your balance. Aim to pay-off as much of your debt as possible before the promotional period ends to save money on interest fees.
Take into consideration interest rates, annual fees, and rewards points when choosing the card to transfer to. Your local Fusion branch can be of assistance when determining your needs.  You can also apply online for a credit card.
You can do both steps in-branch, by calling cardholder services, or through the CardWise Mobile App on your mobile device or CardWise Online on your computer. A minimum transfer of $500.00 is required.
With the right planning, budgeting, and saving on interest, you will be able to reduce your outstanding debt significantly and possibly boost your credit score.
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